Head of Products (Retail)

Key Responsibilities: Product Strategy & Lifecycle Management Define and execute the Retail product strategy in alignment with overall business objectives. Provide oversight of the end-to-end product lifecycle, from ideation to commercialization and retirement. Ensure products remain competitive, compliant, and responsive to evolving customer needs. Research, Analysis & Innovation Lead market research, competitor analysis, and customer insights to inform product strategy. Identify innovation opportunities to reimagine customer engagement and enhance product relevance. Pilot new concepts and technologies to validate market potential and scalability. Product Development & Commercialization Oversee the design, testing, and launch of new products and enhancements. Ensure effective go-to-market strategies, pricing, and positioning to drive adoption. Monitor performance of products post-launch and recommend refinements to maximize value. Stakeholder Engagement & Collaboration Collaborate with internal teams (Digital, Marketing, Operations, Risk, Compliance, Legal) to deliver product initiatives. Build external partnerships with fintechs, industry players, and regulators to support product development. Promote cross-functional alignment to ensure timely and effective execution. Governance, Risk & Compliance Ensure all products adhere to regulatory requirements, internal policies, and risk frameworks. Monitor emer